| 
Financing
characteristics of products  | Financial
Management
and Insurance Security, doubled benefits with one capital
Maturity
value when
insurance contract is due.
Annual
cash dividend,
sharing commercial results of Sino French Life.
Professional
Financial
management, Stable Investment Strategy, assured the investment return. |
| Double
claims for
accident
In
case of total
disability or death caused by accident, insurance contract shall
provide double
claims, sincere care for relatives. |
| Double
securitis for
diseases
Total
disability or
death caused by diseases one year later, maturity value and accumulated
dividend in cash shall be paid. | | Total
or partial
surrender at anytime for a rainy day.
After
the policy
takes effect, it has a high ratio cash value.
If
you have any
contingent financial use, you are free to choose partial surrender or
total
surrender according to the units bought. |
Explanations
of
insurance benefits
| Benefits |
Total
disability or
death caused by diseases within one year |
Death benefit /benefit
of total disability = premium paid(without interest), plus accumulated
dividends and special pension, the present contract expires |
| | Total
disability or
death caused by diseases after one year
| Death benefit/benefit
of total disability = basic insurance benefit, plus accumulated
dividends and
special pension, the present contract expires |
| | Total
disability or
death caused by accident (total disability or death within 180 days)
| Death benefit /benefit
of total disability = basic insurance benefit ¡Á 2, plus accumulated
dividends
and special pension, the present contract expires |
| | Total
disability or
death caused by accident after 180 days (total disability or death
after 180
days) | Insurance money of
death/total disability = basic insurance benefit, plus accumulated
dividends
and special pension, the present contract expires |
| Insurance
money due
Provided the insurer
is still alive when the insurance period is due, our company shall pay
maturity
value according to the articles.
| Basic
benefit, plus
accumulated dividends and special pension, the present contract expires |
| Dividend
| During terms of
validity of the present contract, our company determines dividend
distribution
plan according to actual business operation condition of participating
insurance of last fiscal year by observing regulations of insurance
regulatory
establishments. Yearly dividend distribution shall not be less than 70%
of that
can be distributed as participating surplus.
When contract
expires, accumulated dividend shall be paid at a time.
Our company will notificate
accumulated interest of dividend every year. |
| Explanations
on
special pension | Special
pension=(months of the year of death/12) ¡Á policy dividend of last year |
| Buying
tips
| Application condition
The
policy-holder
shall be a citizen above 18 years old.
The
insured shall be
a citizen above 18 years old. In addition, he shall not be above 65
years old
when the insurance contract expires. |
| Policy terms
Policy
terms are
divided into three types: 5 years, 10 years or 15 years. Policy-holders
can
choose any one from the three types as policy term of present contract. |
| Payment method and
insurance amount
Single
payment
The
minimum insurance
amount is RMB1000 per unit. No limitation for number of units. |
| Important rights of
customers
Cooling-off
period:
you can choose to cancel the contract within 10 days after you receive
the
policy, no fee shall be charged by the company. |
Price
list of basic
insurance (single payment of premium: RMB1000)
| Age
for insurance | 5
years
| 10 years | 15
years
| 18-30 |
1048.0 |
1167.0 |
1297.2 |
31-35 | 1047.9
| 1166.4
| 1295.1
| 36-40
| 1047.7
| 1165.3
| 1291.5
| 41-45 |
1047.4 |
1163.5 |
1285.7 |
| 46-50 |
1046.9
| 1160.5
| 1276.6
| 51-55 | 1046.1
| 1155.9
| | | 56-60
| 1044.7
| |
| |
Click to Download Terms and Conditions
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