| 
Product
characteristics 
Insurance
benefits | | | Insurance benefits | Maturity benefit |
Provided
the insurer is still alive when the insurance period is due, our
company shall pay maturity value according to the articles. Plus
accumulated dividends and special dividend.
| | Death/Total disability
benefit |
Total
disability or death caused by public traffic accident: basic sum
assured * 2 * paid years, plus accumulated bonus and special bonus.
|
Total
disability or death caused by
accident: basic sum assured * 1.2 * paid years, plus
accumulated bonus and
special bonus.
|
Total
disability or death caused by disease:
premium paid plus special bonus within one
year; basic sum assured * 1.2 * paid years, plus
accumulated bonus and
special bonus after one year.
| | Dividend |
Our company determines the
dividend distribution plan according to related regulations of CIRC and
the operation situation.
|
Buying
tips
 | Policy terms
10 years |
| Application age
From 60 days
old to 60 years old. |
| Payment method and insurance amount
3 years regular payment
The minimum premium limit is 1000 Yuan, and
should
be increased by 1000. |
| Important rights of customers
Cooling-off period: you can choose to cancel
the contract within 10 days after you receive the policy, no fee shall
be charged by the company. |
Basic
sum assured table (Based on 1000 Yuan premium)
| Application
age | Basic
sum assured | Application age | Basic
sum assured | | 60 days-15 | 1129 | 44 | 1120 | | 16-24 | 1128 | 45 | 1119 | | 25-29 | 1127 | 46 | 1118 | | 30 | 1126 | 47 | 1117 | | 31 | 1126 | 48 | 1116 | | 32 | 1126 | 49 | 1115 | | 33 | 1126 | 50 | 1113 | | 34 | 1125 | 51 | 1111 | | 35 | 1125 | 52 | 1109 | | 36 | 1124 | 53 | 1107 | | 37 | 1124 | 54 | 1104 | | 38 | 1124 | 55 | 1101 | | 39 | 1123 | 56 | 1098 | | 40 | 1122 | 57 | 1095 | | 41 | 1122 | 58 | 1091 | | 42 | 1121 | 59 | 1086 | | 43 | 1121 | 60 | 1082 |
Maturity
benefit＝basic sum assured×payment years + accumulated bonus (Compounding
interest-bearing) + special bonus Application
examples Example 1:
Mr.
Zhang, 30 years old, applies for 10 units of Jade
insurance (participating), the yearly premium is 10000 Yuan, and
the basic insurance amount is 11260 Yuan, his benefit is as following
(click on the image below to see a bigger picture): 
Notice: The above examples are
descriptive, can not be regarded as the future expectations.
Special bonus
＝(days have passed in the maturity/death/TPD year÷365) × latest bonus
rate
Click to Download Terms and Conditions
|
